Experienced.
Specialized.
Trusted.
One clear path for your Barndominium, without having to figure it all out, alone.
This is not just an informational page.
Our process begins with a brief intake
+ short video series accessed through
Start Your Barndo Journey
You know you want a Barndo.
What you don’t know is how to get there.
That’s where
The Barndo Chick
comes in!
You don’t need a builder, plans, land, or a perfect budget
to begin.
That’s exactly why this process exists.
It's designed to help you figure those things out in the right order.
You’ll get clarity, structure, and guidance at every step—so decisions make sense, timing stays aligned, and nothing important gets missed.
No pressure.
No guessing.
Just a clear path forward—built around your goals.
All projects begin with a brief intake + short video series.
"...but the internet says Barndos are impossible to finance..."
The internet has opinions.
We have APPROVALS.
VA Loan Options
Think VA Can’t Be Used for a Barndo?
Think Again!
VA loans are a major part of our Barndominium financing solutions, and serving our veterans is one of the most meaningful parts of our work.
Conventional Loan Options
Conventional Financing, Done the Right Way
Barndominiums don’t fail with conventional loans—they fail with lenders who don’t understand them. Structured properly, conventional financing delivers control, adaptability, and a smooth transition from build to long-term mortgage.
FHA Loan Options
A Clear Path Forward When Others Say No
FHA financing provides a reliable path for clients ready to build who don’t fit conventional lending boxes. When structured correctly, it supports a smooth Barndominium build from land to completion.
USDA Loan Options
USDA Loans Can Be a Game-Changer
for Rural Barndominiums
For eligible properties, USDA financing offers a unique opportunity to build with less upfront strain and a clear path from land to finished home.
All projects begin with a brief intake + short video series.
One-Time Close Construction Loan
Client Advantages
No Payments During Construction
Yes...really!
Interest-only payments during construction are rolled into the loan while your Barndominium is being built. Your first mortgage payment doesn’t begin until construction is complete and you’re moved in.
The Missing Link in Barndominium Projects
Not a Loan. A Full Project Strategy.
The right partners matter—but timing matters more.
Once the financial strategy is set, clients are introduced to experienced land agents, Barndominium builders, and designers who understand the process and the plan.
One Closing... Just Like is Says!
One approval. One transaction. One seamless close.
Land purchase, construction costs, and the permanent mortgage are wrapped into a single closing—allowing clients to close one day and break ground the next. No second approvals. No re-qualifying. No mid-build surprises.
Testimonials
Clients say it better than we ever could...
Our consultation with Meagan was absolutely phenomenal. She is so knowledgeable about all things barndominimums; she is truly a on stop shop. I highly recommend her services. We look forward to building a lasting relationship with her and her company.
Megan is an angel sent from above. She went over & beyond her duties for me & my family. She literally held my hand & walked beside me through the whole process, from start to finish. Explained & helped me with whatever I needed or didn’t understand. I would recommend her and her team. You will not be disappointed. You’d be sorry if you didn’t use her. She did more for me than any other mortgage company has ever did. Made it a simple process because you can tell she really truly cares about her clients & her work. That makes a big difference. We will use her again when we buy, refinance or build in the future. She made it so simple. She was so helpful, knowledgeable, compassionate, dedicated, determined, understanding, a go getter! I could go on & on about Megan. She is just awesomeness!!!! My husband & I fell in love with her! She is one of a kind & goes that extra 100% to lend a helping hand. She helped us with so many things that she didn’t have to or that was not required of her & she did it because she cares & goes way beyond her call of duty. Just her drive to help you in whichever way she needed to. You don’t find that anymore. So if you want it done right & a process she makes so easily then make one call to Megan, she will handle the rest & then some!! She is the BEST!!! ❤️
When Excel called me back and spent the time to talk to me I knew my prayers were answered. Megan was not only extremely informative, but honest and realistic with me as well. She seemed to genuinely care about helping me get a deal to use my VA loan on a construction project. She has stood out far above all of the others I've tried to talk to. I highly recommend them!
Where do I begin? What an absolutely wonderful experience we had with Megan! She is faster than you can think, anticipating needs, looking for the best rate possible, answering every question ever so patiently and just so great about educating us regarding the whole process - her videos were great informing us of the different stages of the process and what to expect next! I cannot rave enough about her candor, professionalism, patience, desire to help, advocating on our behalf to lenders and just making it happen! You can tell she genuinely loves her job and helping others. So truly grateful for her, and her team making this what can seem complicated process...a breeze and a joy! I have already begun to refer her! Megan and team thank you so much for all your help and for an A+ transaction!!!!!! #thankful #grateful
Megan is by far one of the best mortgage loan officers I have the privilege of getting the opportunity to partner with! Aside from her top notch service and super fast consistent closings, she goes above and beyond for everyone of her borrowers and truly cares about making sure they are being put in the best situation to becoming a homeowner or saving money on their current mortgage! If you are in FL, GA, KY, SC, or TX and are in need of mortgage services, make sure you get in touch with Megan and the Excel Mortgage LLC Team!
What an incredible experience! With how crazy the homebuying market has been, I shifted my search more towards build instead of buying- but I knew very little about the process. Megan was an INFINITE source of knowledge, and took so much time out of her busy schedule to chat about her experiences and help educate me. I'm very grateful- and will absolutely call her again if the need arises. If you're looking to buy, build, or anything in-between I highly recomend you give Excel Mortgage a call!
After being inspired by Stacee Lynn, aka "The Barndominium Lady," at The Barndominium Company, my wife and I decided to pursue our dream of a barndominium. Thankfully, their website offered an excellent resource: "Financing Your Barndo—Advice from Three Lenders That Can Help" by Katherine Adams. This article featured Megan Yandell, aka “The Barndo Chick,” a mortgage lending expert. Megan's profile on The Barndominium Company's website is linked directly to Excel Mortgage LLC. I started an application online, but being new to the process, I felt more comfortable talking things through first. I called Excel Mortgage, and Megan, the founder and owner of Excel Mortgage LLC, returned my call, enhancing my experience. Megan's enthusiasm was contagious! She actively listened to our goals and clearly explained our loan options, including a combined land purchase and construction loan. She didn't stop there. Even as I started the application that evening, she followed up by email and text to ensure everything went smoothly. Megan's personalized approach and in-depth knowledge put us at ease. We're confident that with Megan and her team by our side, our barndominium dream will become a reality.
Megan customer service has been outstanding! My husband and I are working with her on a Construction loan for our new home. Compared to other Mortgage lenders she has gone above and beyond. Megan is constantly keeping me updated with the process and has been very transparent with our options. We continue to look forward with working with Megan to get approval for our Construction loan.
Megan is an excellent person to work with on a barndominium project. Very knowledgeable, with many resources to access from start to finish.
All projects begin with a brief intake + short video series.
You Don’t Have to Figure This Out Alone
Megan Yandell
The Barndo Chick — Powered by Excel Mortgage
Before You Trust Anyone With Your Barndominium, Ask One Question:
Have they actually built one themselves?
Barndominiums attract a lot of opinions—and very little firsthand experience.
Many people speak confidently about Barndominium financing. Plenty of loan originators will say they “do” these loans. But very few have ever built one. They haven’t developed land, coordinated plans, navigated builder gaps, or carried the weight of real decisions with real money on the line.
Megan has.
She built her own Barndominium.
She built her own home.
She developed raw land.
She flipped properties.
She studied architecture—and spent decades immersed in how land, design, construction, and financing actually intersect.
That experience wasn’t learned from guidelines or templates. It came from doing the work—making the calls, absorbing the mistakes, and learning exactly where projects stall, break down, or quietly go off track when the process isn’t handled in the right order.
That’s why her approach is different.
Clients aren’t rushed into financing or handed vague advice and left to piece the rest together. Megan works as a strategic partner—educating clients on the sequence of decisions, explaining why each step matters, and coordinating the moving parts so choices are made with clarity instead of guesswork.
This is not loan-first thinking.
This is project-first strategy.
Most professionals involved in construction lending only see a portion of the process - their commission. Megan understands the full picture—because she’s lived it. That perspective allows her to anticipate issues before they surface, protect clients from costly missteps, and create a clear, intentional path forward.
Clients don’t come here because they want a mortgage.
They come here because they want a Barndominium—and they want someone who understands what it actually takes to get one built.
That’s the difference between talking about Barndominiums
and knowing how they come together.
Clients say it best:
“I finally understand this… I wish I had found Megan sooner.”
Because this isn’t just about financing a Barndominium.
It’s about having someone who’s already walked the road—boots on the ground—so you don’t have to walk it, alone, like she did.
You don’t need answers yet.
You need clarity.
This is the starting point for clients
who want a Barndominium
but don’t want to guess their way into it.
All projects begin with a brief intake + short video series.
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